Money Love and Change
Save enough to give yourself room, work out what you want that room for, then pay for the move. Money Love and Change is organized around that sequence, and its three sections follow it in order.
Money: build the cushion first
A cash cushion lets you consider a bigger change without betting your rent on it. Pages in the Money section cover emergency funds, savings rates, and the accounts that hold savings, with targets measured in months of your own expenses. The first, How Big Should Your Emergency Fund Be Before a Career Change?, sizes the cushion and a separate fund for the move.
Love: decide what the money is for
The Love section turns life-design exercises into written worksheets. Several are adapted from Designing Your Life by Bill Burnett and Dave Evans (Knopf, 2016), which treats a career or life change as a series of small, low-cost experiments run before any large commitment.
Change: price the move and fund it
Each page in the Change section starts from one move, adds up what it costs, and works out how long a set monthly savings amount takes to cover it. The moves it covers:
- a career change or retraining
- a sabbatical or extended break from work
- starting a small business or a creative practice
- regular giving to causes you support
How figures are handled
Every page names its sources and the month its figures were last checked. The Editorial Policy covers research and corrections, and the About page describes each section in more detail.