If you’re looking for a free tool to help you at your first attempt at making a budget, I would recommend taking some time to check out The Money Case.  After taking a couple of minutes to put your initial information in, you are given a breakdown of your budget by percentages.  After taking the time to input your actual expenditures, you are able to compare them to your budget.  Good stuff! This software is very visual, with graphs that make it easy to see where your money is going.  I currently use Microsoft Money, and most of the...

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