The Money Case
If you’re looking for a free tool to help you at your first attempt at making a budget, I would recommend taking some time to check out The Money Case. After taking a couple of minutes to put your initial information in, you are given a breakdown of your budget by percentages. After taking the time to input your actual expenditures, you are able to compare them to your budget. Good stuff!
This software is very visual, with graphs that make it easy to see where your money is going. I currently use Microsoft Money, and most of the time the graphs aren’t accurate – this software does a better job.
If I could change anything about this program, I would like the ability to enter monthly income (as opposed to yearly). Although my husband’s salary remains constant throughout the year, mine changes monthly. Therefore, the accuracy of the percentages is off for our budget.
I would highly recommend this program for anyone just starting out with a budget, as well as anyone considering going from a double income family to a single income family. Being able to look at percentages can really help one to see where extraneous expenses can be cut, and whether or not it is realistic to be able to afford to live on one income.
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