photo credit: ArtemFinland As the year comes to a close, it is always nice to take a look at the finances. Although I love tracking our finances using Microsoft Money, the level of detail doesn’t always provide a clear look at the underlying picture. For example, our net worth is approximately the same as last year, but this is due to losses in our retirement accounts, which I am not overly concerned about. Since we are in our early 30′s, we make regular contributions and reallocate our holdings twice a year. It’s pretty much on auto-pilot. But what about...
