Our mortgage company sent us a check for $180

October 29, 2008 · Posted in Dave Ramsey, Saving Money · 4 Comments

In addition to getting an e-mail today letting me know that my credit limit increased on one of my credit cards (I thought things like this weren’t supposed to happen anymore?), we got a check from our mortgage company today for $180. Our escrow account was a little too high (hence the check). In addition, our payment amount is going to decrease by roughly $25 per month.

We already overpay slightly on our mortgage (we just round it up to the nearest $50, so we pay an extra $48 per month), and we intend to keep making the same payment, but it is still a pleasant surprise.

I’m very happy, because it is an additional $180 we can use to rebuild our emergency fund! Dave Ramsey would be proud