Our mortgage company sent us a check for $180

October 29, 2008 · Posted in Dave Ramsey, Saving Money 

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In addition to getting an e-mail today letting me know that my credit limit increased on one of my credit cards (I thought things like this weren’t supposed to happen anymore?), we got a check from our mortgage company today for $180.  Our escrow account  was a little too high (hence the check).  In addition, our payment amount is going to decrease by roughly $25 per month.

We already overpay slightly on our mortgage (we just round it up to the nearest $50, so we pay an extra $48 per month), and we intend to keep making the same payment, but it is still a pleasant surprise.

I’m very happy, because it is an additional $180 we can use to rebuild our emergency fund!  Dave Ramsey would be proud :)

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Comments

4 Responses to “Our mortgage company sent us a check for $180”

  1. melissa on October 30th, 2008 7:21 am

    Isn’t it nice to have little surprises like this. I am not big on surprises, but those kind of surprises are nice.

    melissas last blog post..And The Winner Of The October Contest Is:

  2. Mortgage Company on October 30th, 2008 10:28 am

    That IS a great surprise! It’s always good when you feel like you’re getting something back from your mortgage company.

  3. Ashley @ Wide Open Wallet on October 30th, 2008 10:30 am

    oh I love that! The first two years we lived in this house we got escrow returns for like $1,200. That was cool. I don’t think we got one last year though. I guess they finally got it all straight.

    Ashley @ Wide Open Wallets last blog post..Building a wordrobe

  4. Heather Paige on November 1st, 2008 4:36 pm

    My bank credit card limit increased with out requesting it. I just ended up spending more and am now paying it off.. Refund.. I love unexpected money!

    Heather Paiges last blog post..Halloween Deals

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