Get free daily credit scores from Credit Karma

February 17, 2008 · Posted in Personal Finance

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Most people know that they are entitled to a free annual credit report from each of the three major credit bureaus (Experian, TransUnion, and Equifax) using Annualcreditreport.com. However, it now appears that people can access their credit score as well.

Credit Karma is offering free daily credit scores, and from what I can tell, they are from TransUnion. The code CKFRND can be used (I got this code from slickdeals), or you can request a code be sent to you via e-mail. The site is sponsored by advertising from sites such as Zecco and Prosper (if you join Prosper as a lender using this link we both earn $25). This isn’t one of those trial program offers where you get a free credit score but then have to pay at a later time if you don’t cancel. Credit card information is not required, but there is a chance that you will receive partner offers via e-mail.

I signed up, and was a little surprised at how high my credit score appeared to be. According to other comments on the site, there were a couple of other people who reported the same thing. I am curious to see what others say as more people sign up and become aware of this site. Also, according to their FAQ, the request does not affect the score since Credit Karma makes the request on behalf of the individual.

If you try it, I would be interested to know what you think - does your credit score seem high?

Comments

One Response to “Get free daily credit scores from Credit Karma”

Julie on February 22nd, 2008 8:53 am

Thanks for the link to Credit Karma. I watch my credit reports and my credit score very closely, so I was pretty certain of what it should be before requesting it from Credit Karma. Credit Karma showed my score about 110 points higher than it actually is…most definitely an error! I notice they’re in BETA but that shouldn’t affect the validity of one’s score…

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