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My 40 Before 40 List

Well, I blew out the candles once again recently, marking my 36th birthday. It’s a little surreal, as the last 6 years have flown by happily being a mom and generally good person. But lately, I have been searching for a way to keep things in balance, and am also beginning to acknowledge that some things that have been started and not finished aren’t going to hold as much meaning if they don’t get done. After looking for direction, I kept returning to the idea of a modified bucket list of sorts. The stuff to be done in a...

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Don’t Ignore Something Because You Don’t Understand It

Don’t Ignore Something Because You Don’t Understand It

photo credit: Brett Jordan …especially when it has to do with your financial future, and your security. I was talking with a best friend about a month ago; we have been friends forever, and we talk a couple of times of year. I am very blessed because he is someone that I can talk to about anything. Our phone conversation was rather depressing; we are both happy with our families and are comfortable in our jobs, but there is this overwhelming sense of unease. We don’t live beyond our means, but there doesn’t seem to be a light at...

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Horrible Customer Service at Lowe’s

Horrible Customer Service at Lowe’s

photo credit: disrupsean ok.  I am a fairly reasonable person, but nothing irks me more than irresponsible and illogical customer service.  It’s especially frustrating when you make a point to shop at a store that has always treated you decently; but then you walk in one day, and they decide to treat you like garbage. So here’s my story.  Right before Thanksgiving, my mom purchased a $69 vacuum cleaner at Lowe’s for me.  She was in town visiting and insisted on buying one for me when mine broke.  The previous model vacuum had worked well for me for 3.5...

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Mint.com Debt Tracker Update – 10/21/2010

Mint.com Debt Tracker Update – 10/21/2010

photo credit: Theodore Scott I have some ideas jotted down for new posts, but due to a nasty case of bronchitis, I am no longer caught up with work and will have to put them on hold. However, I wanted to post a quick financial update; I am very proud of our progress, especially because there was a “technical glitch” that prevented the processing of some consulting work I did (supposedly I will get paid next month for this). 10/15/2010: -195,311 10/21/2010: -193,624 (+1687) Keep in mind that we charge all of our monthly expenses (gas, groceries, car repairs,...

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Get a $50 Gap gift card for $25 – today only!

Get a $50 Gap gift card for $25 – today only!

Today’s Groupon deal is $25 for $50 worth of apparel at the Gap, which is a pretty great deal! Here are the conditions: 1. Expires Nov 19, 2010. 2. Limit 1 per person. 3. Valid in-store at US and Canada Gap stores only. 4. Not valid at Gap Outlet, Factory, Generation, or online. 5. Not valid for GiftCards, tax, or w/other offers. 6. $50 minimum purchase. The gift card can be used on any item in-store, including sale items. These are the complete terms and conditions according to the Groupon site: Offer valid from August 19, 2010 through November...

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Free Suze Orman book download

Free Suze Orman book download

photo credit: sixty69niner Get a free .pdf of Suze Orman’s new book “Suze Orman’s 2009 Action Plan: Keeping Your Money Safe and Sound,” on Oprah’s website until 11:59 p.m. CT on Thursday, January 15 2009.  You can also use this page to register for a webcast that Suze Orman will be holding on January 15, 2009 at 9PM EST.  Hope that this helps someone out!

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Is it possible to obtain financial freedom?

We’re about to find out! As an introduction, we are a family of 3 in our early thirties. We have a son, age 2, a lot of student loans and credit card debt (mostly from college as well as from when we first had our son), and are living on a single income. We do have a house, our cars are paid for, and we do have a start on retirement savings (all on our own). I have started this blog to document our journey to financial independence. I have seen a lot of other financial blogs out there...

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