Saving Money

2010 Sunday Paper Coupon Insert Schedule

2010 Sunday Paper Coupon Insert Schedule

photo credit: ninjapoodles Here is the Sunday newspaper coupon insert schedule for 2010.  Enjoy! January 01/03/2010 – 2 SmartSource, 2 RedPlum & General Mills 01/10/2010 – SmartSource & RedPlum 01/17/2010 – SmartSource & RedPlum & Procter & Gamble 01/24/2010 – SmartSource & RedPlum 01/31/2010 – SmartSource & RedPlum February 02/07/2010 – SmartSource 02/14/2010 – No Inserts This Week 02/21/2010 – SmartSource, General Mills & Procter & Gamble 02/28/2010 – SmartSource & RedPlum March 03/07/2010 – SmartSource & RedPlum & Procter & Gamble 03/14/2010 – SmartSource & RedPlum 03/21/2010 – SmartSource & RedPlum 03/28/2010 – 2 SmartSource, RedPlum & Procter...

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2009 Sunday Paper Coupon Insert Schedule

2009 Sunday Paper Coupon Insert Schedule

photo credit: ninjapoodles I don’t bother to buy a Sunday paper unless I know that there are grocery coupons in it.  In addition, I can get away with buying a local paper if there are only SmartSource inserts, but need to buy the larger city paper if Red Plum inserts are printed.  So, I am always interested in knowing the coupon insert schedule. The original link that I found was here on GottaDeal.com.  I also included a cut and paste of the information below: 2009 Coupon Inserts Schedule January 4 – 2 Smart Source & 2 Red Plum 11...

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Get a free digital magazine subscription from The Read Green Initiative

Get a free digital magazine subscription from The Read Green Initiative

photo credit: inoc Wow – it’s environmentally friendly, and it’s free!  Treat yourself to a one year digital magazine subscription from The Read Green Initiative. All you need to do is pick your magazine and enter your e-mail address. Then, sign up for an account with Zinio, which provides sales and distribution of digital content.  When I signed up for my Zinio account, all I had to do was provide an e-mail address and create a password (no physical address or credit card information was required). Being a personal finance geek, I picked Kiplinger’s for my free magazine, but...

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Spending quality holiday time with family – fun and frugal ideas

Spending quality holiday time with family – fun and frugal ideas

photo credit: naviniea Christmas is going to be so much fun this year. Our little one is almost 3 years old, and he’s going nuts with all the Christmas lights around town. He’s been asking about a “Kees-mas tee” all week long, and today is the big day! Since all of our Christmas shopping is done, it’s going to be a very relaxing holiday season. Here are some of the things we plan on doing as a family this year. Some do cost money, but we feel they are well worth it! 1. Cut your own Christmas tree –...

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Our mortgage company sent us a check for $180

In addition to getting an e-mail today letting me know that my credit limit increased on one of my credit cards (I thought things like this weren’t supposed to happen anymore?), we got a check from our mortgage company today for $180.  Our escrow account  was a little too high (hence the check).  In addition, our payment amount is going to decrease by roughly $25 per month. We already overpay slightly on our mortgage (we just round it up to the nearest $50, so we pay an extra $48 per month), and we intend to keep making the same...

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Woodburning skills lead to frugal Christmas gift!

My husband has been a casual woodburner crafter ever since we met.  He’s not a master artisan, but he has made some really great plaques and gifts for friends and family over the years. I’ve mentioned in a previous post how craft stores can be great resources for gifts.  I was in our local craft store today with my 50% coupon and was looking for something for the in-laws for Christmas.  I found a cute picture frame that lends itself to woodburning (there is a picture of it here), and it came to $3 with my coupon. I’ll try...

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Keeping our heads up in today’s economy

Everything seems to be in the crapper.  With election politics heating up (and not necessarily in a good way), an economic bailout that I am pretty sure no one has a real clue about, and the American dream becoming less achievable for many, things seem to be “not so great”. Or is it?  I think that perhaps we’re really at a turning point — a sort of reality check where those that have not been realistic about what they cannot afford need to come to terms with the consequences.  While this is happening at a personal level, I am...

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Get $10 when you sign up for Ebates

With the holidays approaching, I’ve been on the prowl for some good deals.  Although I try to make most of my purchases with gift cards, I do like using ShopDiscover (when you make the purchase with your Discover Card, you get cash back), UPromise, and Ebates.  The basic idea with all of these sites is that you shop online through their affiliate link and earn money back.  It’s great when you’re making a large purchase, and even small purchases add up over time. Anyhow, I just received an e-mail from Ebates – if you use this link you can...

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Saving money on our natural gas bill

We all know about some of the ways to save on our energy costs – having good windows, sealing up leaks, insulation, etc.  But once that is all said and done, how can we save money on our actual bill? Until now, we haven’t worried too much about our natural gas bill.  We do what we can to save on heating costs, and have enrolled in our provider’s budget plan to make life easier.  The budget plan is really nice – you pay a fixed amount 11/12 months out of the year, and then pay the remaining balance on...

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The Money Case

If you’re looking for a free tool to help you at your first attempt at making a budget, I would recommend taking some time to check out The Money Case.  After taking a couple of minutes to put your initial information in, you are given a breakdown of your budget by percentages.  After taking the time to input your actual expenditures, you are able to compare them to your budget.  Good stuff! This software is very visual, with graphs that make it easy to see where your money is going.  I currently use Microsoft Money, and most of the...

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