Everything seems to be in the crapper. With election politics heating up (and not necessarily in a good way), an economic bailout that I am pretty sure no one has a real clue about, and the American dream becoming less achievable for many, things seem to be “not so great”. Or is it? I...
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Tags: economy, family, Kids
Posted in Frugal Spending, Kids, Personal Finance, Retirement, Saving Money, Simplify | 3 Comments »
It’s not very often that I burst out laughing when we get the mail. I’m usually annoyed at the amount of junk mail, or ticked off at the unexpected bill (ie. is it time to pay the garbage bill again?). But today, on the day where all us common folk are wondering just how...
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Tags: bailout, social security
Posted in Retirement | No Comments »
I recently finished Dave Ramsey’s Total Money Makeover, and it is a quick and easy read. I would recommend getting it from your local library – I would not buy it just because there are enough blogs and information on his methods on the web (and you can use the cost of the book...
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Posted in Dave Ramsey, Frugal Spending, Personal Finance, Retirement, Saving Money, Simplify | 6 Comments »
After finishing the taxes, we decided to decrease my husband’s 401k contributions from 20% to 10% with the intention of putting this money into our Roth IRAs. The next day, we get a letter in the mail with regards to our health care plan. They have changed the salary tiers and the contribution limits. ...
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Posted in Personal Finance, Retirement, Saving Money | 1 Comment »
I feel like February and March kind of flew by. I know that I have been sick, but I also feel like I have been busy. The problem is that I am not sure exactly what I was busy with. There’s all the daily things that have to do with life in general, but...
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Posted in About Us, Frugal Spending, Personal Finance, Retirement, Saving Money, Simplify, Student Loans | 3 Comments »
Not that I have any control over it, but I am curious to learn what other people are doing about their retirement accounts, if anything. Are you reacting now, or did you react earlier? How far off is retirement for you, and how did that play a role? Back in September, my husband and...
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Posted in Retirement | 2 Comments »
After reviewing our pension and 401k yesterday, it is time to take a quick look at our IRAs. Both my husband and I hold Roth IRAs with Vanguard, and have been really satisfied with the low fees, investment options, and the ease of using the website. We have not maxed out our contributions for...
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Posted in Personal Finance, Retirement | No Comments »
After reviewing our student loans, I thought it would be a good idea to switch to something on the savings side. Today, let’s take a look at my husband’s 401k and pension. (I have only had a single 401k in my life, and I transferred it to an IRA, and then to a Roth...
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Posted in Personal Finance, Retirement | 4 Comments »
I think Suze Orman is a little crazy. I just started watching her on a regular basis a couple of weeks ago, and I am surprised at her large fan base despite how arrogant and annoying she can be at times. There is almost a point during each episode where I am ready to...
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Tags: personal finances, Retirement, Suze Orman
Posted in Personal Finance, Retirement, Suze Orman | No Comments »