Money, Love, and Change

If you’re new here, you may want to subscribe to my RSS feed. Thanks for visiting!Everything seems to be in the crapper.  With election politics heating up (and not necessarily in a good way), an economic bailout that I am pretty sure no one has a real clue about, and the American dream becoming [...]

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TransUnion is offering free credit monitoring as part of the settlement in a class-action lawsuit, since they violated the Fair Credit Reporting Act and sold consumers personal and financial information to marketers.  Good stuff!
According to the site:
“The Settlement Class is defined as: All consumers who had an open credit account or an open line of [...]

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I haven’t discussed Prosper.com much on this blog, but it is a peer-to-peer lending site that I have been thinking about getting involved with.  I was looking into the tax implications of peer-to-peer lending before getting started, but I guess I don’t have to worry about that anymore.
This morning, I got an e-mail from Prosper [...]

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We all know about some of the ways to save on our energy costs - having good windows, sealing up leaks, insulation, etc.  But once that is all said and done, how can we save money on our actual bill?
Until now, we haven’t worried too much about our natural gas bill.  We do what we [...]

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It was an interesting weekend, to say the least…
On Friday evening, our tv and light started turning on and off on their own, as if possessed.  Upon investigation, we found that a switch that is used to turn on that particular outlet was extremely hot and making popping noises.  This didn’t seem good.  After cutting [...]

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If you’re looking for a free tool to help you at your first attempt at making a budget, I would recommend taking some time to check out The Money Case.  After taking a couple of minutes to put your initial information in, you are given a breakdown of your budget by percentages.  After taking the [...]

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Within the past couple of weeks, we encountered 2 financial bumps in the road totaling $600.  This surely isn’t pocket change, and until tutoring starts up again, we really don’t have a lot of extra money.  However, I am going to try to come up with $600 without dipping into our emergency fund or vacation [...]

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We’ve been putting aside $25 a month for Christmas.  I know that this doesn’t sound like a lot, but keep the following things in mind:
1.  My husband and I don’t buy each other gifts for Christmas.  Seriously.  If one of us wants or needs something, we discuss it and then plan appropriately.  Besides, with the [...]

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OK, I am a sucker.  I wanted free access to my credit score, and when I got the offer from WaMu for a card that had free access to FICO scores, I signed up.
There were no balance transfer fees, so I did a small balance transfer from a higher interest (3.99%) credit card.  I planned [...]

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I’m just going to say that I have a real problem with these projections.  Articles like this one at MSN try to put a salary tag on a stay-at-home mom.
Here’s my salary projection for the stay-at-home mom: Priceless.
Guess what?  I would also put the priceless tag on the stay-at-home dad, the working dad, and the [...]

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