In addition to getting an e-mail today letting me know that my credit limit increased on one of my credit cards (I thought things like this weren’t supposed to happen anymore?), we got a check from our mortgage company today for $180. Our escrow account was a little too high (hence the check). In addition, our payment amount is going to decrease by roughly $25 per month. We already overpay slightly on our mortgage (we just round it up to the nearest $50, so we pay an extra $48 per month), and we intend to keep making the same...
Dave Ramsey
We’ve met our savings goal – almost!
Our stimulus check arrived last week. I just transferred about $540 to our emergency fund to bring it up to $5000 again. This was our first Dave Ramsey goal that I talked about in a previous post. So it’s not official yet (since technically the money isn’t in the account), but it’s in the process! It feels great, but I will feel better about it once I have secured another part-time work-at-home job to bring in income over the summer (I currently tutor online, and the hours will be decreasing soon). I don’t want to have obtained our goal...
Thoughts on Dave Ramsey
I recently finished Dave Ramsey’s Total Money Makeover, and it is a quick and easy read. I would recommend getting it from your local library – I would not buy it just because there are enough blogs and information on his methods on the web (and you can use the cost of the book as your first snowflake!). I think that Get Rich Slowly has a nice synopsis of the book here if you want to get the basic idea before investing your time reading the whole book. Is Total Money Makeover going to change our lives? I’m not...
