In addition to getting an e-mail today letting me know that my credit limit increased on one of my credit cards (I thought things like this weren’t supposed to happen anymore?), we got a check from our mortgage company today for $180. Our escrow account was a little too high (hence the check). In addition, our payment amount is going to decrease by roughly $25 per month. We already overpay slightly on our mortgage (we just round it up to the nearest $50, so we pay an extra $48 per month), and we intend to keep making the same...
Monthly Archives: October 2008
Woodburning skills lead to frugal Christmas gift!
My husband has been a casual woodburner crafter ever since we met. He’s not a master artisan, but he has made some really great plaques and gifts for friends and family over the years. I’ve mentioned in a previous post how craft stores can be great resources for gifts. I was in our local craft store today with my 50% coupon and was looking for something for the in-laws for Christmas. I found a cute picture frame that lends itself to woodburning (there is a picture of it here), and it came to $3 with my coupon. I’ll try...
Seriously, I think I’m really back now
I don’t know if it is the change in the weather, or if I just have bad luck, but last week was tough to get through! I was just so tired, and managed to do the bare minimum to get by. That’s not really like me… It’s time to get back on track. I’ve been doing some serious bargain hunting – I managed to find some great deals online at The Children’s Place, and got the kid a winter jacket and 5 shirts (I even splurged and got him a flannel for holiday pictures!) for $30 with shipping. He...
Sorry for the lack of posts!
I should be back to a regular schedule in another couple of days. I’m still working 35 hours a week, taking care of the kid during the day, and I’ve been feeling a little under the weather. But I’m starting to feel a little better now, and am pretty sure that we can handle our latest financial setback without dipping into the emergency fund again. I’m also feeling the need for a change in the layout of this blog, so please be patient if you see some weird experimental changes over the next week. I hope everyone who is...
Keeping our heads up in today’s economy
Everything seems to be in the crapper. With election politics heating up (and not necessarily in a good way), an economic bailout that I am pretty sure no one has a real clue about, and the American dream becoming less achievable for many, things seem to be “not so great”. Or is it? I think that perhaps we’re really at a turning point — a sort of reality check where those that have not been realistic about what they cannot afford need to come to terms with the consequences. While this is happening at a personal level, I am...
Are you registered to vote?
***Note: Now that the election is over, the voteforchange.com site is no longer available, so I removed the links.*** Even though I voted in the primaries, I am always nervous about whether I am registered to vote or not. I received an e-mail today from a friend, who sent me a link to the site (it is from the Obama campaign, but anyone can use it) called voteforchange.com. It only took me about 90 seconds to confirm that I had registered to vote. You can also use this site to register to vote absentee, as well as locate your...
Download a free copy of Suze Orman’s Will and Trust Kit
I was watching some Suze Orman episodes from the DVR last night. As you may know from a previous post, my opinion on Ms. Orman is mixed. However, I think that she is trying to make others more financially aware, and I still tend to pick up a thing or two while watching. On the episode I watched last night, Suze gave out a code for her website to get free access to her Will and Trust kit. I used it and was able to get in without any issues. I have not looked at the content of the...
