Money, Love, and Change

If you’re new here, you may want to subscribe to my RSS feed. Thanks for visiting!I have mentioned before that we use a credit card for daily expenses that we pay off in full each month. We are currently using a Discover card because of the Cashback bonus award, which we usually redeem [...]

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**UPDATE 9/24/08:  There is no longer a $25 sign-up bonus, but there is still a $10 referral bonus.  If you would be so kind as to consider using the button below to sign up, I would greatly appreciate it!

If you’re tired of Paypal fees, you may want to take a look at revolutionmoneyexchange.com as an [...]

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After getting back from visiting family, there was a pile of mail waiting for us.  One of the most annoying things we receive is the Valpak (the big blue envelope of coupons we never use), so today I decided to do something about it.  After a little online investigating, I found that you can take [...]

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We’ll be traveling this weekend again to see family, which got me thinking about balancing frugality with life in general.  To me, material possessions aren’t very important.  This isn’t to say that I’m not thankful for what we have, but our life isn’t focused on getting more “stuff”.  On the other hand, when it comes [...]

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Our family is taking our first real vacation since 2004 - now that our son is 2, it is time for him to begin to see the world (we’ll start with the USA).  We have close friends that live in Arizona, a state which neither my husband nor I have seen.   These friends are getting [...]

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“So toss away stuff you don’t need in the end, but keep what’s important, and know who’s your friend…” –Tom Marshall (lyricist for Phish)
I mentioned that I picked up a bin for our bathroom this weekend. Our bathroom is not that large, and we only have one of them (gasp!). Since [...]

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Most people know that they are entitled to a free annual credit report from each of the three major credit bureaus (Experian, TransUnion, and Equifax) using Annualcreditreport.com. However, it now appears that people can access their credit score as well.
Credit Karma is offering free daily credit scores, and from what I can tell, they [...]

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We are home for one weekend before hitting the road again, so we spent some time running errands. I mentioned how we are trying to control our “extra” purchases here, and thought I would start to report on how we are spending our money a little more often.
First, I hit CVS again. Because [...]

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We are $31,100 in credit card debt. It really sucks when looking at the number itself, but at least we haven’t been buying big screen televisions. The APR on this debt ranges from 0% - 4.99%. How did we arrive at this spot? Here’s a quick summary:
1. Roughly $20,000 of [...]

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My friend just sent me an e-mail - she has become an Oprah addict, and wanted to let me know that Suze Orman’s latest book Women and Money is available for a free download until tonight at 8pm EST/ 7pm CST.
As you know, I have mixed feelings about Suze Orman (see this post). However, [...]

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